2024 Mortgage rates washington state

Low Introductory APR. Home Equity Line of Credit. Fixed Rate Mortgages (up to $766,550) Payments shown do not include taxes or insurance. Your payments may be greater. All …. Texas mansion

Current 30-year fixed mortgage rates are averaging: 7.23%. Current 15-year fixed mortgage rates are averaging: 6.68%. Current average rates are calculated using all conditional loan offers presented to consumers nationwide by LendingTree’s network partners on the previous day for each combination of loan program, loan term and loan amount. Today’s mortgage rates in Everett, WA are 7.236% for a 30-year fixed, 6.432% for a 15-year fixed, and 7.901% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders LenderMortgage Rates. See our current loan rates. View Mortgage Rates. Get quick answers. ... Ozaukee, Washington, Waukesha and Jefferson counties; Income and purchase price limits apply; Up to $10,000.00 in grant money, fully forgiven at the end of five (5) years if you stay in your home for the full five years. ... ©2024 Port Washington State Bank ...A typical down payment for a house is between 3 and 10 percent. Aiming for 15-20 percent may seem like a big difference, but it makes a huge difference in the amount of money being paid in interest. Example: 30-year fixed-rate, 4.5% APR: $100,000 house purchased with 3% down: Mortgage of $97,000 +.This down payment assistance program, combined with the House Key Opportunity first mortgage, is a second mortgage of up to $15,000, with a 1 percent interest rate and 30-year deferred payments ...Today’s mortgage rates in Washington are 7.324% for a 30-year fixed, 6.544% for a 15-year fixed, and 8.056% for a 5-year adjustable-rate mortgage (ARM).To compare mortgage loan rates and terms from top lenders in Washington, start by researching reputable lenders with a strong presence in the state. Request loan estimates from these lenders, and carefully assess the interest rates, APR, loan terms, and associated fees. The table below is updated daily with Washington mortgage rates for the most common types of home loans. Compare week-over-week changes to mortgage rates and APRs in Washington. The APR includes both the interest rate and lender fees for a more realistic value comparison. Compare current mortgage rates for today in Washington State. Home Price. Home Price. Down Payment. Down Payment. Down Payment Percent. Down Payment Percent. Interest Rate. Interest Rate. Advanced. Estimated Monthly Payment: $1295.13. Add To Favorites. Share . Home Buying. Mortgage Calculate Now. Vehicle Purchase. Auto Calculate Now. … The three Washington counties which saw significant drops in resale prices were San Juan, with a decrease of 21.9%, Douglas, with a decrease of 11.6% and Clallam, with a decrease of 10.2%. Grays Harbor and Pacific counties landed highest on the resale affordability index, which figures the average family’s ability to repay a 30 year amortized ... One day ago, the typical rate on America’s most applied for home loan, the 30-year fixed-rate mortgage, was 7.615% and one month ago the average rate was 7.284%. As of April 21, 2024 ... taxes and other closing costs vary wildly by state, a Moneywise analysis shows. ... The least affordable place to take out a mortgage is Washington D.C ...Reverse Mortgage. Find out if a reverse mortgage is right for you. Ask Washington Trust. If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, or pay for long-term health care coverage. View details.Here are the U.S. weekly average rates from Freddie Mac’s Primary Mortgage Market Survey, as of April 18, 2024: 30-year fixed-rate mortgage: 7.1%. 15-year fixed-rate mortgage: 6.39%. Average 30-year fixed mortgage rates nearly reached 8% in the second half of 2023, but finally fell below 7% in mid-December.Sammamish Mortgage provides current mortgage rates for Washington State. We can provide you with a localized quote for whichever Washington State city you’re planning to purchase in. Rates depend on a variety of factors, including debt-to-income ratio, credit history, employment history, and others as well. To optimize your rate, you will ...The rates are closely aligned, but there are subtle differences. In Washington, D.C., the average rate for a 30-year fixed-rate mortgage is 7.22%, slightly higher than the U.S. average of 7.17%. For a 15-year fixed-rate mortgage, the average rate in D.C. is 6.48%, a bit lower than the national average of 6.51%.View current Vancouver, WA mortgage rates from multiple lenders at realtor.com®. Compare the latest rates, loans, payments and fees for ARM and fixed-rate mortgages.5 days ago · Washington is home to 7.8 million people and is known as the Evergreen state because of its vast amount of evergreens. The average home price in Washington is $339,000 and the average mortgage payment is around $1,800. If you're ready to buy a home in Washington, here are your loan options. Our Custom Construction Loan Advantage. Save up to $600 on closing costs with a checking account from WaFd Bank.*. Find out how. We don't sell, assign, or transfer your loan. Once construction is complete, the construction loan automatically becomes a mortgage. Watch Video. WaFd Bank has partnered with Built to streamline draws, …Apr 26, 2022 · By Sigrid Forberg Apr. 26, 2022. min read. |. Listen. Home values have been rising throughout Washington state and are up 11.3% from a year ago. According to Zillow’s Home Value Index (ZHVI), the typical value of a single-family home in Washington is currently $452,082. On Monday, April 15, 2024, the average APR in District Of Columbia for a 30-year fixed-rate mortgage is 7.659%, an increase of 20 basis points from a week ago. Meanwhile, the average APR for a 15 year fixed-rate mortgage increased by 25 basis points to 6.967%, and the average APR for a 5-year Adjustable Rate Mortgage (ARM) increased by 4 …Current 30-year fixed mortgage rates are averaging: 7.23%. Current 15-year fixed mortgage rates are averaging: 6.68%. Current average rates are calculated using all conditional loan offers presented to consumers nationwide by LendingTree’s network partners on the previous day for each combination of loan program, loan term and loan …The median home value of $215,500 is in line with the national median of $217,500.First-time home buyers in Washington State can get special loans and down payment assistance. ... Mortgage rates Today's mortgage rates 30 year mortgage rates 5-year ARM rates 3-year ARM rates FHA ...Today’s mortgage rates in Everett, WA are 7.236% for a 30-year fixed, 6.432% for a 15-year fixed, and 7.901% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders LenderFHA 30 Year Fixed. 7.526. %. APR. FHA 30 Year Fixed. APR Effective 4/15/2024. More about FHA 30 Year Fixed home loans. *See important information about rates, fees and other costs. Check current BECU interest rates on mortgage loans ranging from fixed rate, ARM, construction, government and more.Lenders’ mortgage rates were based on recent market rates and compared to the national average. ... Navy Federal Credit Union mortgages are available in 33 states and Washington D.C., including ...Loan rates can significantly impact the cost of your loan, especially over the course of 15 to 30 years, so it’s understandable why you would want to find a set loan rate to compare mortgage costs. However, the VA loan rates in Washington State (and across the U.S.) are constantly changing based on current market conditions.Here is a summary of our top HELOC choices: Citizens: APRs starting at 8.50%. Fifth Third Bank: APRs starting at 8.50%. Connexus Credit Union: APRs starting at 8.74%. Alliant Credit Union: APRs ...May 2, 2022 · Today’s mortgage rates in Seattle, WA are 7.426% for a 30-year fixed, 6.559% for a 15-year fixed, and 8.095% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders Lender For example, in the Seattle metro area, a single-family jumbo loan is one that exceeds $977,500 (the 2024 conforming limit for that area). The same is true for a single-family loan obtained in either Pierce or Snohomish County. For the rest of Washington State, a jumbo loan is a conventional mortgage that exceeds $766,550.According to Zillow, the statewide median home price rose by 0.1% over the last year alone (as of December 2023). So we could see a higher number of Washington State homeowners using cash-out refinance loans in 2024. Homeowners who have a home loan experienced an equity increase over the past year, according to CoreLogic’s Home …A typical down payment for a house is between 3 and 10 percent. Aiming for 15-20 percent may seem like a big difference, but it makes a huge difference in the amount of money being paid in interest. Example: 30-year fixed-rate, 4.5% APR: $100,000 house purchased with 3% down: Mortgage of $97,000 +. 30 Year Fixed Rate. 7.125%. 1.000%. 7.418%. $3,032.00. Effective date: 4/18/2024. 1Discount points are additional funds paid at closing to reduce your interest rate. 2The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Washington state current mortgage rates. The current rate for a 30-year fixed mortgage is 3.10% as of Aug. 7, 2020. A 30-year fixed jumbo loan is 3.15%. If you’re comfortable with a higher payment, 15-year fixed loans are currently 2.61%, which can help you save money on interest over the years. Our construction loan process builds ease and efficiency into your borrowing experience. There's one application, one approval, and one closing, plus competitive rates and fees. Choose from a fixed- or …Mortgage Rates around Spokane, Washington 99210. Low 15-Yr, 30-Yr Mortgage Rates, 6.99%. Compare hundreds of home loan rates for Spokane, Washington. Average savings of $10,034 or $28 / month. Find your rate.Find the 2024 Washington conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S ...Mortgage Rates around Spokane, Washington 99210. Low 15-Yr, 30-Yr Mortgage Rates, 6.99%. Compare hundreds of home loan rates for Spokane, Washington. Average savings of $10,034 or $28 / month. Find your rate.Mortgage rates by loan term and type. Compare current mortgage rates in Washington and save money by finding best mortgage rates in Washington. Get customized mortgage rates from Hsh.com.Washington state mortgage rates can be influenced by a variety of factors, some of which a borrower has little to no control over. See below for a quick overview of the three most common ways that Washington mortgage rates can be affected in Spokane, Seattle, Vancouver, Tacoma, Renton, Bellevue, Kent, Everett, and other cities in Washington …The average mortgage rate for an FHA loan in Washington State has been hovering below 4% for a couple of years. But since early 2021, rates have been on the increase. The 30-year rate average was 2.65% at the beginning of January 2021. Granted, these are average mortgage rates we’re talking about. The three Washington counties which saw significant drops in resale prices were San Juan, with a decrease of 21.9%, Douglas, with a decrease of 11.6% and Clallam, with a decrease of 10.2%. Grays Harbor and Pacific counties landed highest on the resale affordability index, which figures the average family’s ability to repay a 30 year amortized ... Simply enter your home location, property value and loan amount to compare the best rates. For a more advanced search, you can filter your results by loan type for 30 year fixed, 15 year fixed and ... The table below is updated daily with Washington mortgage rates for the most common types of home loans. Compare week-over-week changes to mortgage rates and APRs in Washington. The APR includes both the interest rate and lender fees for a more realistic value comparison. For example, on a $300,000 mortgage loan, one point would come to $3,000 — or 1% of the amount borrowed. In a typical lending scenario, paying discount points is optional. Some home buyers and homeowners in Washington choose to pay points in order to get a lower mortgage rate, while others do not. So why do it?Use Forbes Advisors free Washington mortgage calculator to determine your monthly mortgage payments; including multiple insurance, tax & HOA fees. ... Mortgage Payment By State. ... Mortgage Rates ...First-time home buyers in Washington State can get special loans and down payment assistance. ... Mortgage rates Today's mortgage rates 30 year mortgage rates 5-year ARM rates 3-year ARM rates FHA ...Best Washington Mortgage Rates: Compare Fixed & ARM Home Mortgage Refinance Rates in WA. Experience Washington. Live in the Beautiful Northwest. The following …May 2, 2022 · Today’s mortgage rates in Seattle, WA are 7.426% for a 30-year fixed, 6.559% for a 15-year fixed, and 8.095% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders Lender The Washington housing market. Washington home prices rose 4.3 % compared to 2021, while the total number of homes sold fell 23.6%. The average price for a home in The Evergreen State hovers just below $600,000, higher than the national average. The Washington real estate market experienced unprecedented growth last year with …Washington state mortgage rates can be influenced by a variety of factors, some of which a borrower has little to no control over. See below for a quick overview of the three most common ways that Washington mortgage rates can be affected in Spokane, Seattle, Vancouver, Tacoma, Renton, Bellevue, Kent, Everett, and other cities in Washington …Today’s mortgage rates in Auburn, WA are 7.319% for a 30-year fixed, 6.554% for a 15-year fixed, and 8.102% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders Lender 30 Year Fixed Rate. 7.125%. 1.000%. 7.418%. $3,032.00. Effective date: 4/18/2024. 1Discount points are additional funds paid at closing to reduce your interest rate. 2The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. 1 day ago · View current Seattle, WA mortgage rates from multiple lenders at realtor.com®. Compare the latest rates, loans, payments and fees for ARM and fixed-rate mortgages. Use Forbes Advisors free Washington mortgage calculator to determine your monthly mortgage payments; including multiple insurance, tax & HOA fees. ... Mortgage Payment By State. ... Mortgage Rates ... Looking for home mortgage rates in Washington? View loan interest rates from local banks, WA credit unions and brokers. ... Rates by State; 30YR vs MBS | 30YR vs 10YR; ... Washington Mortgage Rates. Here is how some experts predict market conditions will affect the average 30-year, fixed-rate mortgage in 2024: Freddie Mac. “We forecast mortgage rates to stay above 6.5% through this quarter ...Today’s mortgage rates in Washington are 7.324% for a 30-year fixed, 6.544% for a 15-year fixed, and 8.056% for a 5-year adjustable-rate mortgage (ARM).Jan 18, 2024 · The average monthly mortgage payment in Washington is $1,459. But the cost of your mortgage payment may vary depending on various loan factors, including home price and interest rate. Use MoneyGeek’s Washington mortgage calculator to get an estimate of how much you’ll pay for a mortgage in the state. Updated: January 18, 2024. Washington home buyer overview. In March 2024, the median list price in Washington state was $639,800, according to Redfin 1.This increased 9.7% from the previous year.Oct 21, 2021 · Below you’ll find the current mortgage rates in Washington. Keep in mind, the housing market fluctuates from month to month, so Benzinga constantly looks at the local market trends to bring you ... As of Sunday, April 21, 2024, current interest rates in New York are 7.36% for a 30-year fixed mortgage and 6.73% for a 15-year fixed mortgage. Shop around for mortgages to find the best offer.3 days ago · Call the team at 360-891-4028 and scroll down to find our best mortgage rates ... and serves those who live or work in Washington State or the Oregon community of ... The average mortgage rate for an FHA loan in Washington State has been hovering below 4% for a couple of years. But since early 2021, rates have been on the increase. The 30-year rate average was 2.65% at the beginning of January 2021. Granted, these are average mortgage rates we’re talking about.Reverse Mortgage. Find out if a reverse mortgage is right for you. Ask Washington Trust. If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, or pay for long-term health care coverage. View details.View WA State Mortgage Rates Apr, 14, Sun, 2024 Price Growth Has Boosted Equity for Washington Homeowners. Many homeowners in Washington are now able to convert some of their equity into cash. In fact, the number of homeowners who could benefit from equity-based financing has risen sharply over the past few years. The …6 days ago · The average APR on a 15-year fixed-rate mortgage rose 1 basis point to 6.540% and the average APR for a 5 ... Mortgage and refinance rates by state. Alabama. Alaska. ... Washington. West Virginia. The average cost of homeowners insurance in Washington is $1,225 per year, or about $102 per month, according to a NerdWallet analysis. For comparison, the national average is $1,915 per year.As of Saturday, April 20, 2024, current mortgage interest rates in Washington, DC are 7.27% for a 30-year fixed mortgage and 6.59% for a 15-year fixed mortgage.In Washington state, construction loans are available from a variety of lenders, including banks, credit unions, and specialized construction lenders. ... Top-rated home construction loans in Washington are those with low-interest rates and a wide range of options. They can also have financing as low as 5% down and accept credit scores …1 day ago · Today's national mortgage interest rate trends On Monday, April 22, 2024, the current average 30-year fixed mortgage interest rate is 7.29%, up 24 basis points compared to this time last week. If ... According to the Mortgage Bankers Association data on loan origination volume, Quicken Loans is first in mortgage refinance in Washington, handling over 11% of refis in the state for 2018. In addition to customary 15- and 30-year loans, Quicken offers their exclusive YOURgage program, with a term length you get to choose, anywhere …Compare current mortgage rates and refinance options in Washington State as of March 12, 2024. Find out how to qualify for different types of loans, down payment assistance and homebuyer programs.In 2024, the conforming loan limit for a single-family home in most U.S. markets is $766,550 However, this limit can be higher in areas where the median home price is significantly above the national average, such as in Seattle. In Washington, the jumbo loan limit varies between counties. $766,550 is the conforming loan limit in most …Another factor that contributes to your mortgage interest rate in Washington State is the term of your loan. Mortgage loans can be paid according to different repayment schedules. For instance, there are 30 year loans, 20 year loans, 15 year loans, and so forth. As a general rule, the shorter the term of your loan, the lower your interest rate ...The average APR on a 15-year fixed-rate mortgage rose 1 basis point to 6.540% and the average APR for a 5 ... Mortgage and refinance rates by state. Alabama. Alaska. ... Washington. West Virginia.By Sigrid Forberg Apr. 26, 2022. min read. |. Listen. Home values have been rising throughout Washington state and are up 11.3% from a year ago. According to Zillow’s Home Value Index (ZHVI), the typical value of a single-family home in Washington is currently $452,082.May 2, 2022 · Today’s mortgage rates in Seattle, WA are 7.426% for a 30-year fixed, 6.559% for a 15-year fixed, and 8.095% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders Lender The rates are closely aligned, but there are subtle differences. In Washington, D.C., the average rate for a 30-year fixed-rate mortgage is 7.22%, slightly higher than the U.S. average of 7.17%. For a 15-year fixed-rate mortgage, the average rate in D.C. is 6.48%, a bit lower than the national average of 6.51%.View Washington State Mortgage Rates Apr, 19, Fri, 2024 Other Factors That Can Affect Mortgage Approval. There are other factors that come into play when you apply for a mortgage loan. These include your debt-to-income (DTI) ratio, the size of your down payment, cash reserves you have in the bank, and other variables as well.Washington Mortgage Rates. Rate Graph. Rate Table. Current mortgage rates. 30-year fixed-rate mortgage - 15-year fixed-rate mortgage - Timespan: 3 months. SEE …Compare current mortgage rates and refinance options in Washington State as of March 12, 2024. Find out how to qualify for different types of loans, down payment assistance and homebuyer programs.NMLS #2289. Bankrate Score. 3.9. Rating: 3.9 stars out of 5. Consumer reviews. 5.0. Rating: 5 stars out of 5. 1 reviews. Fairway Independent Mortgage Corporation is one of the top mortgage lenders ...Today’s mortgage rates in Auburn, WA are 7.319% for a 30-year fixed, 6.554% for a 15-year fixed, and 8.102% for a 5-year adjustable-rate mortgage (ARM). Best Mortgage Lenders LenderToday's national mortgage interest rate trends For today, Sunday, April 21, 2024, the current average interest rate for the benchmark 30-year fixed mortgage is 7.26%, up 21 basis points over the ...The average mortgage rate for an FHA loan in Washington State has been hovering below 4% for a couple of years. But since early 2021, rates have been on the increase. The 30-year rate average was 2.65% at the beginning of January 2021. Granted, these are average mortgage rates we’re talking about.According to Zillow, the statewide median home price rose by 0.1% over the last year alone (as of December 2023). So we could see a higher number of Washington State homeowners using cash-out refinance loans in 2024. Homeowners who have a home loan experienced an equity increase over the past year, according to CoreLogic’s Home …1 day ago · Today's national mortgage interest rate trends On Monday, April 22, 2024, the current average 30-year fixed mortgage interest rate is 7.29%, up 24 basis points compared to this time last week. If ... The median home value of $215,500 is in line with the national median of $217,500.Today's mortgage rate effective April 19, 2024. You may qualify for lower rates. Rates are subject to change without notice. mortgage rate effective April 19, 2024. Rate. APR (servicing released) 7.250%. 7.587%.

Rate type: Fixed rates: Variable rates: Max loan-to-value: 90%: 90%: Max amount: $500,000: $500,000: Payment period: Up to 20 years: 10-year draw period with 20-year repayment: Assumptions: The information provided is based on a $50,000 home equity loan. The property is located in Olympia, Thurston County, in the State of Washington.. Homes for sale in mountain home arkansas

Funds for the Home Advantage program are continuously available and are subject to market rates and conditions. If you have questions about the Home Advantage Program, please call us at 800.767.4663 or email [email protected] or [email protected] type: Fixed rates: Variable rates: Max loan-to-value: 90%: 90%: Max amount: $500,000: $500,000: Payment period: Up to 20 years: 10-year draw period with 20-year repayment: Assumptions: The information provided is based on a $50,000 home equity loan. The property is located in Olympia, Thurston County, in the State of Washington.Based on economic data from the Federal Reserve Bank of St. Louis, Washington has an average interest rate of 4.45% for a 15-year fixed-rate mortgage (FRM), which is lower than the national average of 4.67%.On a 30-year FRM, the average Washington rate of 5.18% is likewise lower than the 5.51% nationwide rate. However, a …What is the difference between interest rate and APR on a mortgage? Interest rates and annual percentage rates (APR) are two different ways of expressing the fees a borrower incurs when taking out a mortgage:. 1. Interest rate relates to the cost of borrowing, stated as a percentage, on the principal amount of a mortgage.It offers a wide variety of options, including fixed and variable rates, FHA- and VA-backed loans, and many possible term lengths (from 5 to 30 years). For conventional mortgages, the APR is as follows: 6.274% for a 30-year, 6.141% for a 20-year, 5.25% for a 15-year, and 5.18% for a 10-year loan.Based on economic data from the Federal Reserve Bank of St. Louis, Washington has an average interest rate of 4.45% for a 15-year fixed-rate mortgage (FRM), which is lower than the national average of 4.67%.On a 30-year FRM, the average Washington rate of 5.18% is likewise lower than the 5.51% nationwide rate. However, a … 1. Freddie Mac HFA Advantage program - High Balance Loans not available. 2. FHA, USDA, VA and FANNIE programs - High Balance loans above $766,500 and up to $977,500 are allowed in High Cost Areas. No additional fees apply. Click here to see 2023 80% AMI Limits - Conventional Loans. *Current loan amount may not exceed $766,500 in any county for ... Low Introductory APR. Home Equity Line of Credit. Fixed Rate Mortgages (up to $766,550) Payments shown do not include taxes or insurance. Your payments may be greater. All …Today’s mortgage rates in Washington are 7.324% for a 30-year fixed, 6.544% for a 15-year fixed, and 8.056% for a 5-year adjustable-rate mortgage (ARM).Today's national VA mortgage interest rate trends. For today, Monday, April 22, 2024, the national average 30-year VA mortgage interest rate is 7.28%, up compared to last week’s of 7.17%. The ...8.0%. 8.50%. Unless you go with a lender that offers a fixed-rate HELOC option, your rate will be variable and can change over time as the prime rate shifts. HELOCs are a long-term loan, and some ...Competitive rates and low fees make Peoples Bank the best-in-the-business for home loans. Local loan decisions, on-time closings. Apply online today! ... Mortgage Purchase Rates. Type Rate Points 1 APR 2 Payment; 15 Year Fixed Rate: 6.500%: 1.000%: 6.762%: $3,920.00: 30 Year Fixed Rate: 7.125%: 1.000%: 7.418%: Washington Mortgage Calculator Results: Home Value: $300,000.00: Mortgage Amount: $255,000.00: Monthly Principal & Interest: $1,576.72: Monthly Extra Payment: May 2, 2022 · Today’s mortgage rates in Washington are 7.426% for a 30-year fixed, 6.559% for a 15-year fixed, and 8.095% for a 5-year adjustable-rate mortgage (ARM). One mortgage point is equal to about 1% of your total loan amount, so on a $250,000 loan, one point would cost you about $2,500. Connect with a mortgage loan officer to learn more about mortgage points. 7.250% Rate. 7.412% APR 2. Learn how these rates and APRs are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR ...Low Introductory APR. Home Equity Line of Credit. Fixed Rate Mortgages (up to $766,550) Payments shown do not include taxes or insurance. Your payments may be greater. All …The average APR on a 15-year fixed-rate mortgage rose 1 basis point to 6.540% and the average APR for a 5 ... Mortgage and refinance rates by state. Alabama. Alaska. ... Washington. West Virginia..

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